Life Insurance
Life Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Life Insurance Information
Life Insurance
Life Insurance can be confusing, so put your trust in the professionals at Walden Associates Insurance Services as we are able to choose from many different polices to tailor a life insurance plan to fit your needs. As a registered Chartered Life Underwriter® (CLU®) you can be sure of our expertise in the field. Since we are independent agents for all major life insurance carriers, we offer full lines of both Whole/Universal Life Insurance and Term Life Insurance. We only represent AM Best "A" rated or higher carriers, so you can be sure you are receiving the highest quality coverage from only financially sound insurance companies.
Why Buy Life Insurance?
First and foremost, you purchase life insurance for the financial protection it offers those who depend on you. If you are single and just starting out, you may not need life insurance, but as your family grows and you take on more financial responsibility your need for life insurance becomes definate. The proceeds from a life insurance policy can replace the income lost to your family upon your death. You will also provide for your loved ones to be able to pay off debts or expenses, a home mortgage, final expenses, or college educations.
Whole/Universal Life Insurance or Term Life Insurance?
There are two basic types of life insurance - Whole/Universal Life Insurance which is permanent life insurance and Term Life Insurance which provides coverage for a specified period of years. Whole/Universal Life Insurance offers lifetime protection with a guaranteed rate from the time you purchase a policy. These types of policies also can accumulate a cash value which you can borrow from in times of need. Term Life Insurance offers low cost insurance with a rate guarantee for a certain amount of years called the term. Some Term Life Insurance is convertible which means you can exchange the Term Life Insurance for a Whole/Universal Life Insurance policy sometime in the future. Other Term Life Insurance offers a Return of Premium provision that will reimburse you the cost of the insurance at the end of the term.
Here are some of the carriers we represent -
  
  
  
  
  
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